A finance conversation that respects your client relationship.

Keep the client’s viability at the centre

A referral should start with the client’s consent and an accurate picture of the debt. Clarify the accounting position, existing obligations and any enforcement deadline before considering funding.

Finance should support a workable cash-flow plan. If the business cannot meet its ongoing debts, a lending discussion should not delay insolvency or legal advice.

What helps a funding discussion

Subject to the client’s consent and suitable secure arrangements, relevant information can include an ATO statement, current financials, cash-flow forecasts and existing borrowing.

Confirm responsibilities between advisers, expected updates and any fees or commissions. No referral fee programme or guaranteed turnaround is represented on this website.

• Get client consent before sharing information.
• Flag legal notices and dates immediately.
• Clarify the desired outcome and affordable repayments.
• Use secure channels for sensitive financial documents.